Staying on track with your budget can be difficult. If you have been sticking to your budget, it can be tempting to spend that extra money that you have saved during the process. Luckily, there are a plethora of apps that people can use to stay on track with their budget. These budget apps will help give you the boost you need to follow through with your budget and achieve the financial results you want to see.
You Need A Budget
Yes, that is the real name of a budgeting app, and one of the most popular. You Need A Budget is otherwise known as YNAB for short. YNAB not only can track your spending and help you stick to our budget but it also offers budgeting practices that you can implement in your daily life. With YNAB you can share your financial goal with other users to help you stay motivated. The design of YNAB was created for people at all different points in their lives. Whether you are a veteran in attempted-budgeting or just starting out, YNAB accommodates all people trying to reach their financial goals. For even further help, YNAB can put you in front of a real live instructor who can teach you budgeting methods.
Arguably the most well-known budgeting app on the market now is Mint. Mint is different than other budgeting apps because it is entirely free. Although the startup of the app is a bit of a hassle according to some users. Mint offers all the same components that other budgeting apps have and can notify you when bills are due and when you have gone over budget in some areas. You will have to connect your bank and credit cards to Mint and from there can organize expenses and track them properly. Once you get over the annoying initial setup, it should be smooth sailing when you use Mint as your budget tracker.
A bit more tricked out budgeting app is Personal Capital. Personal Capital offers all the same options as many of its budgeting competitors, except a few other add-ons. Personal Capital is tailored to people who not only want to stay on track with their budget but want to build their wealth as well. The app can track your spending and also track the investments you make. Personal Capital will even give you a notification when it believes an investment is on the downswing. Overall, Personal Capital is a great budgeting app with more to offer than your traditional application.